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Stimulus Payments

We understand that people are anxious to get their stimulus payment.  Last week, the Federal Government began delivering “Economic Impact Payments” to eligible citizens through the Coronavirus Aid, Relief and Economic Security (“CARES”) Act.

Important information about the Stimulus Payment:

  1. The IRS is responsible for issuing the payments. While some people have started to receive payment, the IRS has stated that they will be made in waves, with the possibility of receiving a paper check as late as September 2020.

  2. If you filed your 2018 and 2019 taxes, you do not have to take any action. Your stimulus check will be paid using the same method you used for your tax return – direct deposit or paper check. 

  3. If you are a non-filer, you can still receive a check. You can fill out the form here.

  4. The IRS plans to mail a letter about the payment to your last known address within 15 days after the payment is paid. It will provide information on how the payment was made and how to report any failure to receive the payment.

  5. MVCU’s Branch and Member Support Teams will not have information about the eligibility, timing or distribution of these payments. They are decided and distributed by the IRS.

  6. Your payment may be affected if you owe alimony or child support, or owe the IRS for overdue taxes from previous tax years.

Currently, our call volume is very high. Instead of waiting for a Member Service representative to help you, below are answers to the most common questions

  1. Am I eligible, and when will my payment arrive? Find out here.

  2. Is my payment in my account? You can check your account using Online Banking, Mobile banking and Telephone Banking (800-356-0067 option 1) without leaving home.

  3. I haven’t received my payment yet. When can I expect it? You can check your payment status here.

  4. The payment deposited into my account is different from the confirmation on the IRS website. Please wait for a letter from the IRS explaining your payment amount. 

  5. I did not use direct deposit to file my taxes previously. How will I get my payment? If eligible, you will receive a paper check in the mail.

For more information about your Economic Impact Payment, please visit

Stay well, and be safe!


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